Terms of Use
Last updated: November 2025
Acceptance of Terms
By accessing and using CalculatorsforPensions.com, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website.
Calculator Disclaimer
IMPORTANT: The calculators on this website provide estimates only and should not be considered financial advice.
The results generated by our calculators are based on:
- The information you provide
- Assumptions about investment growth, inflation, and other factors
- Current UK pension rules which may change
Actual outcomes may differ significantly from calculator projections. Investment values can go down as well as up.
Not Financial Advice
CalculatorsforPensions.com does not provide financial advice. The information and tools on this website are for educational and informational purposes only.
For personalised financial advice tailored to your specific circumstances, you should consult with a qualified Independent Financial Adviser (IFA) who is regulated by the Financial Conduct Authority (FCA).
Assumptions and Limitations
Our calculators make various assumptions including:
- Growth rates: Investment returns are not guaranteed. The growth rates used are examples only and may not reflect actual performance.
- Inflation: Inflation rates may vary significantly from assumptions used.
- Tax rules: Tax relief and allowances are based on current UK rules which may change.
- State Pension: State Pension rates and qualifying rules may change.
Accuracy of Information
While we strive to keep our calculators and information accurate and up-to-date, we make no warranties or representations about the accuracy, completeness, or suitability of any information on this website.
You should verify any important information independently before making financial decisions.
Use of the Website
You agree to use this website only for lawful purposes and in a way that does not:
- Infringe the rights of others
- Restrict or inhibit anyone's use of the website
- Attempt to gain unauthorised access to our systems
- Use automated tools to scrape or extract data
Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of CalculatorsforPensions.com or its licensors and is protected by copyright and other intellectual property laws.
You may not reproduce, distribute, or create derivative works from our content without express written permission.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content or privacy practices of these external sites. Accessing them is at your own risk.
Limitation of Liability
To the fullest extent permitted by law, CalculatorsforPensions.com shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or reliance on any calculator results.
Indemnification
You agree to indemnify and hold harmless CalculatorsforPensions.com and its officers, directors, and employees from any claims, damages, or expenses arising from your use of this website or violation of these terms.
Changes to Terms
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after changes constitutes acceptance of the new terms.
Governing Law
These Terms of Use are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.
Contact
If you have any questions about these Terms of Use, please contact us at legal@calculatorsforpensions.com